Best Micro-Investing Apps 2026

by Anonymous

Micro-investing apps let you start investing with spare change, making wealth building accessible regardless of income. These apps automatically invest small amounts through round-ups, recurring deposits, or rewards. While individual contributions are small, compound growth over years can be significant. They serve as an excellent entry point for building an investing habit before graduating to larger platforms.

Acorns

$0 (round-ups)
minimum investment
$3–$12
monthly fee
Yes, core feature
round-up investing
Via ETF portfolios
fractional shares
Grow Magazine
educational content
Passive spare change investing
best for

Stash

$5
minimum investment
$3–$9
monthly fee
Yes, Stock-Back
round-up investing
Yes, individual stocks
fractional shares
Stash Learn
educational content
Guided beginners
best for

Public

$1
minimum investment
Free
monthly fee
No
round-up investing
Yes, stocks and ETFs
fractional shares
Community + shows
educational content
Social investors
best for

Greenlight

$1
minimum investment
$4.99–$14.98
monthly fee
No
round-up investing
Yes, parent-approved
fractional shares
Financial literacy tools
educational content
Kids and families
best for

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