Versufy

Best HSA Providers 2026

by Anonymous

Health & Wellness

Health Savings Accounts offer triple tax advantages: tax-deductible contributions, tax-free growth, and tax-free withdrawals for medical expenses. The 2026 contribution limit is $4,300 for individuals and $8,550 for families. The best HSA providers offer zero fees, competitive interest rates, and investment options with low-cost index funds for long-term wealth building.

Fidelity HSA

$0
monthly fee
Full brokerage (stocks, ETFs, funds)
investment options
$0
investment minimum
Variable
interest rate (cash)
Investors, zero fees
best for

Lively HSA

$0
monthly fee
Schwab partnership
investment options
$0
investment minimum
0.01%
interest rate (cash)
Simple interface, employer integration
best for

HealthEquity

$0-$3.95
monthly fee
Curated fund lineup
investment options
$1,000
investment minimum
0.05%
interest rate (cash)
Employer-sponsored plans
best for

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