Best Home Warranty Companies 2026

Home warranties cost $47-$82 per month and cover repair or replacement of major systems and appliances. Service call fees of $75-$125 apply per visit. American Home Shield leads with up to $50,000 annual coverage caps, while Cinch stands out with 180-day repair guarantees versus the industry-standard 30-90 days. Coverage gaps and claim denials remain the top consumer complaints.