Best Home Warranty Companies 2026
by Anonymous
Home warranties cost $47-$82 per month and cover repair or replacement of major systems and appliances. Service call fees of $75-$125 apply per visit. American Home Shield leads with up to $50,000 annual coverage caps, while Cinch stands out with 180-day repair guarantees versus the industry-standard 30-90 days. Coverage gaps and claim denials remain the top consumer complaints.
American Home Shield
$50-$75/mo
monthly cost
$100-$125
service call fee
$50,000
annual coverage cap
23 systems and appliances
items covered
60 days
repair guarantee
Cinch Home Services
$42-$68/mo
monthly cost
$100-$150
service call fee
$30,000
annual coverage cap
30 systems and appliances
items covered
180 days
repair guarantee
First American Home Warranty
$42-$57/mo
monthly cost
$75-$100
service call fee
$25,000
annual coverage cap
20 systems and appliances
items covered
30 days
repair guarantee
Old Republic Home Protection
$45-$60/mo
monthly cost
$85
service call fee
$25,000
annual coverage cap
21 systems and appliances
items covered
30 days
repair guarantee
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